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Loan Eligibility Calculator

Empower Yourself with Accurate Loan Estimates

Understanding eligibility criteria is key to avoiding rejection and protecting your credit score. Lenders assess your creditworthiness and repayment ability—meeting these requirements ensures a smooth and quick approval process.

Why Check Your Loan Eligibility?

Before applying for a loan, check your eligibility to avoid rejection. Lenders assess your income, liabilities, credit score, and tenure to determine how much you can borrow.

Higher Income & Credit Score

Increases your loan eligibility significantly

Existing EMIs Impact

Current loan commitments reduce available eligibility

Longer Tenure Benefits

Extended repayment period increases eligibility amount

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Calculate Your Loan Eligibility Instantly

Get an accurate estimate of how much loan amount you can qualify for based on your income, obligations, and interest rate.

₹1L₹1Cr
₹25K₹5L
₹0₹1L
1 Year30 Years
6%18%

Tips to Improve Your Loan Eligibility

Improve Credit Score

Pay EMIs on time and maintain a good credit utilization ratio

Reduce Existing Debt

Lower your current loan obligations before applying for new loans

Choose Longer Tenure

Opt for extended repayment periods to reduce EMI burden

Update Documents

Keep all financial documents current for faster verification

Ready to Apply for a Loan?

Use your eligibility results to apply instantly with ArthaBuddy — fast, transparent, and hassle-free.