
Understanding eligibility criteria is key to avoiding rejection and protecting your credit score. Lenders assess your creditworthiness and repayment ability—meeting these requirements ensures a smooth and quick approval process.
Before applying for a loan, check your eligibility to avoid rejection. Lenders assess your income, liabilities, credit score, and tenure to determine how much you can borrow.
Increases your loan eligibility significantly
Current loan commitments reduce available eligibility
Extended repayment period increases eligibility amount

Get an accurate estimate of how much loan amount you can qualify for based on your income, obligations, and interest rate.
Pay EMIs on time and maintain a good credit utilization ratio
Lower your current loan obligations before applying for new loans
Opt for extended repayment periods to reduce EMI burden
Keep all financial documents current for faster verification