Unlock Financial Freedom with a Feature-Packed Credit Card
A Smart Way to Manage Your Finances & Enjoy Exclusive Benefits
A credit card is more than just a payment tool – it offers convenience, security, and exciting rewards on every transaction. Whether for shopping, travel, dining, or business, a credit card provides instant credit access, cashback, discounts, and flexible repayment options to suit your lifestyle.
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Apply for a Credit Card
Get instant access to financing with flexible terms and minimal documentation.
Key Features and Benefits of Our Credit Card
Securing a loan is easier when you meet the eligibility criteria and have the necessary documents ready. Follow these steps to improve your approval chances and get the funds you need to grow.
Before applying, ensure you're well-prepared:
Create a solid plan outlining goals & financial projections.
Check your credit score to understand financial health.
Determine the loan amount needed based on requirements.
Conduct market research to compare options & rates.
Keep all required documents ready for a smooth application.
Documents Required to Apply for a Credit Card
Ensure you have the following documents ready to make your loan process quick and smooth.
Income Tax Returns
Last 2–3 years
Bank Statement
12 months current account
Identity Proof
Valid PAN, Aadhaar, Voter ID, Passport document
Address Proof
Aadhaar, Voter ID, Passport
Business Proof
Registration & GST certificate
Financial Statements
Last year + projections
Employment Proof
Employment Certificate, Office Address Proof
Credit Card Eligibility Criteria
To qualify for a loan, you need to meet certain conditions. Lenders evaluate several parameters before approving your loan application.
Age Criteria
Min. 21 years at application, Max. 65 years at maturity
Income Criteria
Minimum ₹15,000 per month (salaried & self-employed)
Employment Stability
Proof of steady job or business continuity
Debt-to-Income Ratio
Within lender’s acceptable limits
Credit Score
700+ preferred
Cash Flow
Assessed for repayment capacity
Collateral
For secured loans - real estate, inventory
Operational History
At least 1 year's continuity