Secure a Flexible Financing for Your Higher Studies
Achieve Your Academic Dreams with an Education Loan
An Education Loan helps you pursue higher studies in India or abroad without financial worries. With competitive interest rates, flexible repayment options, and minimal documentation, securing a loan for your education has never been easier.
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Apply for a Education Loan
Get instant access to financing with flexible terms and minimal documentation.
Key Features and Benefits of Our Education Loan
Securing a education loan is easier when you meet the eligibility criteria and have the necessary documents ready. Follow these steps to improve your approval chances and get the funds you need to grow your education.
Before applying, ensure you're well-prepared:
Create a solid educational plan outlining goals & financial projections.
Check your credit score to understand financial health.
Determine the loan amount needed based on requirements.
Conduct market research to compare options & rates.
Keep all required documents ready for a smooth application.
Documents Required to Apply for a Education Loan
Ensure you have the following documents ready to make your loan process quick and smooth.
Admission Letter
From the university/institution
Bank Statement
12 months current account
Identity Proof
Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
Address Proof
Aadhaar, Voter ID, Passport
Course Fee Structure
Detailed fee structure of the course
Income Proof
Salary Slips / ITR of last 2–3 years
Relationship Proof
With the student
Education Loan Eligibility Criteria
To qualify for a educational loan, you need to meet certain conditions. Lenders evaluate several parameters before approving your loan application.
Age Criteria
Min. 18 years at application, Max. 35 years at maturity
Loan Amount
Up to ₹50 Lakhs for Indian institutions; higher for international studies
Academic Record
Must have secured admission in a recognized institution
Co-Applicant Requirement
Parent/guardian/sponsor with a stable income
Credit Score
700+ preferred