Secure Flexible Funding for Your Business Operations
Boost Your Business Cash Flow with a Working Capital Limit
A Working Capital Limit helps businesses manage daily expenses, purchase inventory, and maintain smooth operations without financial strain. This revolving credit facility ensures you always have access to funds when needed, improving business liquidity and financial stability.
Working Capital Limit EMI Calculator
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Apply for a Working Capital Limit
Get instant access to financing with flexible terms and minimal documentation.
Key Features and Benefits of Our Workring Captial Limit
Securing a loan is easier when you meet the eligibility criteria and have the necessary documents ready. Follow these steps to improve your approval chances and get the funds you need to grow.
Before applying, ensure you're well-prepared:
Create a solid plan outlining goals & financial projections.
Check your credit score to understand financial health.
Determine the loan amount needed based on requirements.
Conduct market research to compare options & rates.
Keep all required documents ready for a smooth application.
Documents Required to Apply for a Working Capital Limit
Ensure you have the following documents ready to make your loan process quick and smooth.
IRevolving Credit
Withdraw funds as needed and repay flexibly
High Loan Limit
Avail up to ₹5 crore or more, based on eligibility
PAN Card
Valid PAN document
Address Proof
Aadhaar, Voter ID, Passport
Business Proof
Registration & GST certificate
Financial Statements
Last year + projections
Multiple Uses
Fund inventory purchase, raw materials, salaries, and operating costs
Available from Banks & NBFCs
Wide lender options for better flexibility
Quick Approval & Disbursal
Hassle-free process with minimal documentation
Working Captial Limit Eligibility Criteria
To qualify for a loan, you need to meet certain conditions. Lenders evaluate several parameters before approving your loan application.
Age Criteria
Min. 21 years at application, Max. 65 years at maturity
Business Proof
Business Registration Certificate
Business Evauation
Balance Sheet & Profit & Loss Statement
Annual Turnover
As defined by Bank/NBFC
Credit Score
700+ preferred
Cash Flow
Assessed for repayment capacity
Collateral
For secured loans - real estate, inventory
Operational History
At least 1 year's continuity