Unlock Liquidity with a Loan Against Shares
Leverage Your Investments Without Selling Your Stocks
A Loan Against Shares (LAS) allows you to access funds without liquidating your stock portfolio. By pledging your shares as collateral, you can get instant liquidity at competitive interest rates while continuing to enjoy potential market gains.
Loan Against Shares EMI Calculator
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Apply for a Loan Against Share
Get instant access to financing with flexible terms and minimal documentation.
Key Features and Benefits of Our Loan Agianst Share
Securing a loan is easier when you meet the eligibility criteria and have the necessary documents ready. Follow these steps to improve your approval chances and get the funds you need to grow.
Before applying, ensure you're well-prepared:
Create a solid plan outlining goals & financial projections.
Check your credit score to understand financial health.
Determine the loan amount needed based on requirements.
Conduct market research to compare options & rates.
Keep all required documents ready for a smooth application.
Documents Required to Apply for a Loan Against Share
Ensure you have the following documents ready to make your loan process quick and smooth.
Income Tax Returns
Last 2–3 years
Bank Statement
12 months current account
Identity Proof
Valid PAN, Aadhaar, Voter ID, Passport document
Address Proof
Aadhaar, Voter ID, Passport
Demat Account
Demat account statement
Financial Statements
Last year + projections
Pledged Shares
List from broker/bank
Loan Agreement
Duly filled form
Loan Against Sahre Eligibility Criteria
To qualify for a loan, you need to meet certain conditions. Lenders evaluate several parameters before approving your loan application.
Age Criteria
Min. 21 years at application, Max. 65 years at maturity
Minimum Shareholding Value
₹50,000 – ₹1,00,000 (varies by lender)
Demat Account
Shares must be held in Demat form
Eligible Shares
Only approved stocks as per lender's list qualify
Credit Score
700+ preferred
Cash Flow
Assessed for repayment capacity
Collateral
For secured loans - real estate, inventory
Operational History
At least 1 year's continuity