Frequently Asked Questions
Find Answers to Common Questions
We've compiled a list of frequently asked questions to provide quick and helpful answers. If your question isn't listed here, feel free to reach out to our support team!
This is a loan comparison and facilitation platform where you can apply for Personal, Business, Home, LAP, Car, and Working Capital loans through multiple Banks & NBFCs.
Salaried employees, self-employed individuals, professionals, MSMEs, startups, and business owners
● Personal Loan
● Business Loan
● Flexi Business Loan
● Home Loan
● Loan Against Property (LAP)
● D.O.D. Limit
● Cash Credit Limit
● Overdraft (OD) Limit
● New Car Loan
● Used Car Loan
● CGTMSE Loans
● Channel / Dealer Finance
We offer all major secured & unsecured loan products through partnered Banks & NBFCs.
Eligibility is based on age, income, business turnover, CIBIL score, repayment history, and banking profile
Generally 700+, but some NBFCs allow lower scores with additional checks.
You can submit details online, or connect with our loan advisor for personalized assistance.
● KYC (PAN, Aadhaar)
● Income proof (salary slips/ITR)
● Bank statements (6–12 months)
● Property papers (for secured loans)
Yes, most lenders allow prepayment/foreclosure with minimal or no charges.
● Personal Loan/Business Loan: 24–72 hrs
● Home Loan/LAP: 7–15 days
● CC/OD Limit: 10–20 days
● Car Loan: Same day–3 days
Yes, both electronic and physical copies are shared periodically.
You can contact our customer care helpline, email support, or escalate to the lender's grievance cell.
● Personal Loan: Up to 6 years
● Business Loan: Up to 7 years
● Home Loan: Up to 30 years
● LAP: Up to 20 years
● Car Loan: Up to 7 years
For Flexi Loans, OD, and CC limits, interest is charged only on the utilized amount.
Yes, after timely repayment of part of the existing loan, many banks/NBFCs offer top-up loans.
Yes, but approval depends on your CIBIL score and lender policies.
Rates depend on income, CIBIL score, loan amount, property value (if secured), and customer profile.
● Processing fee: 0.5%–3%
● Insurance: Optional
● Prepayment charges: 0%–5% depending on lender
No. All charges are disclosed transparently.
● Banks: Lower interest, stricter eligibility.
● NBFCs: Faster approval, flexible eligibility.
Yes, all lending follows RBI guidelines and compliance norms.
Funds are always disbursed directly between lender and customer. Intermediaries cannot charge hidden fees.
Through lender’s net banking, mobile app, or our portal support.
Yes, by submitting a bank change request with a mandate.